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Sophia Renee Johnson

October 12, 2017

I write to recommend, without reservation, Mr. Michael Andari to any endeavor for

which he is being considered. We have had a professional relationship since 1999, and

I have found him to be well-informed, sound in judgment, honest, and always having

my best interest in the fore of his advice.

Mr. Andari and I first became acquainted when he represented the law firm that

wrote wills and a trust for my husband and me. At that time he also helped us invest

some money in a better earning financial product. Since that time Mr. Andari has

helped me invest retirement savings in several annuities. These have enabled me to

significantly increase my meager retirement income in a relatively short period of time.

Each product protects the initial investment and allows growth in a competitive manner. My husband and I are most grateful! Mr. Andari cares for those he serves. He has always taken a lively interest in our family, asking after our sons and us, remembering the last conversation. We have become friends. I have found Mr. Andari to be a good man, very honest and extremely competent. We will continue to use his services as our financial advisor as long as we need one.

Richard O. Cervantes

March 29, 2024

I take genuine pleasure in recommending and encouraging a good friend of mine Michael Andari in his recent endeavor. Over the years we have become good friends and frequently come together for a casual lunch or simply a cup of coffee. I have come to know Mr. Andari as a very pleasant person that demonstrates a high degree of compassion and understanding and is always willing to commiserate and offer positive insights into issues at hand.

Beyond friendship Mr. Andari is a true professional, he is smart, trustworthy, reliable, and is always willing to help. Mr. Andari has frequently suggested sound investments, and financial advice. He has guided my family and I (parents, sister) through the years with realistic financial suggestions and goals. It was through my parents and my sister's recommendation that I came to meet Mr. Andari and over the years we have developed both a friendship and a client/advisor relationship. My parents have since passed, but my sister remains a client. We have benefitted much from Mr. Andari ='s knowledge and business acumen. I am certain that his professionalism and compassion will continue throughout his career. 

Once again I take genuine pleasure in recommending Michael Andari as a trustworthy friend and a true professional. It has been a pleasure doing business with Mr. Andari I will continue to do so.

Joel M. Winkler

Martha J. Winkler

March 30, 2024

For many years, my husband and I have worked closely with Mr. Michael Andari for our financial

planning needs. We were introduced to Michael from my parents. Mom and Dad were very humble and down to earth folks who valued honesty, integrity and respect from the professional people with whom they did business. Michael was patient, informative and respectful of my parents while ensuring they benefitted from the best way possible that suited their needs. They trusted Michael and we, as well, put our trust in him.

We have had nothing but positive experiences; feeling safe and protected with the way Michael helps us handle our financial needs. We worked hard for our money and for the last 20 or so years, we know our accounts have been safe and designed in a manner in which we will benefit.

Michael provides outstanding customer service and is just a phone call away. We have never felt pressured or made to feel uncomfortable if there's something we didn't understand. The way in which Michael deals with us gives us a feeling of financial calm and satisfaction that our money is working for us in the best way possible.

We are proud to recommend Michael to anyone who is in need of a financial planner. Not all folks need the same services and Michael is someone who can find what would be appropriate on an individual basis.

Michael is someone who goes above and beyond and we are sincerely grateful for his knowledge and skills that make us feel we are valued customers. Our relationship is sincerely valued and we're happy to have him part of our financial family!

We intend to continue our relationship with him for many, many more years.

Tim & Jan O'Neill

April 2, 2024

We met Michael Andari over 15 years ago and are so happy he came into our lives. We were many years from retirement and wanted to be sure we would have enough money for when that day came. Michael did a full assessment of our financial situation and suggested that we make some changes to one of our accounts into an annuity which proved to be a good plan. Over the years, with Michael's assistance, we have done the same with other retirement accounts.

 

Fast-forward to now, we have retired and are so glad we have Michael's help with our investments. All of our money is in annuities  which have not only gotten a return on our investment but they have never lost money, even during financial crises. Michael truly cares about his clients and is very attentive to them through follow up and communication (and he's a really nice guy!). Thanks for everything,

Eleanore Feldman

September 20, 2018

I have known Michael Andari for three years as a financial advisor. He was referred to me by a trusted work colleague in my field of Clinical Social Work. Meeting with Mr. Andari regularly over the years has been extremely helpful in planning how to invest my finances. He is knowledgeable about the issues and information I need to invest wisely and explains and interprets this to me in language easy to understand and digest. He is incredibly resourceful and matches my particular needs with available investments. I recently retired, and with Mr. Andari's assistance have planned confidently for the future.
 
Mr. Andari is a person who possesses and demonstrates integrity, competence, and reliability. I have entrusted him to help me with decisions that are critical to my financial well-being, and he has lived up to my trust. I highly recommend him to others who seek a resourceful and honest financial advisor.

Cynthia Ramos

March 1, 2016

I personally have known Mr. Michael Andari for more than 10 years. I met Mr. Andari through his acquaintance with my parents as he has acted as their financial advisor throughout the years. He has helped my parents plan for their elderly years and they trust him wholeheartedly.
 
He has helped them select financial plans that best suit their needs and as a result they have accumulated a significant amount of money that they can now use in their twilight years. I am grateful to Mr. Andari for his service on behalf of my parents, as it has fallen on me at this time to use these funds to to aid my parents.
 
Fortunately, I have been able to obtain caretakers to help my parents with their personal care now that they are unable to do so for themselves, by utilizing this money that they have accumulated.
 
Additionally, Mr. Andari has acted as my financial advisor as well. He has worked steadfastly on helping me to consolidate my funds and finding financial products that meet my current needs. He has been persistent and hard-working in assuring that the financial companies that I have to deal with treat me fairly.
 
I am grateful to Mr. Andari, as I have not had a financial advisor in the past that has taken the interest in helping me as he has done. In addition, he is friendly, easy to work with, and explains himself well. I trust his financial advice and look forward to working with him in the future. If you should wish to speak with me personally in regards to Mr. Michael Andari and his financial advisor role work with me, I would be happy to do so.

Jaylene Kraemer.

April 3, 2003 

To whom it may concern,
I am writing this note to let you know what a valuable employee you
have in Michael Andari.
Michael had set up a trust for my mother and myself. I found Michael to be very knowledgable and a pleasure to work with. When my mother passed away Michael was there the minute he received my phone call. Michael made settling my mother's trust very easy at a very dificult time. Michael also checked back with me to make sure that every detail had been taken care of.

Glenda Whitmyer 

March 19, 2010

Having dealt with many experienced professionals in the field of business, sales, and personal finance, my agent while representing AVIVA, can best be described as exceptional and first-rate.
Michael Andari possesses qualities that make him a true asset to your company, and I consider myself fortunate to have had him assist me with my annuity.
Today it is rare to find a person who enjoys his work, takes pride in what he is doing, and is highly qualified and efficient. He takes no shortcuts, is highly skilled in explaining difficult concepts and terms, and never rushes you.
He truly likes people, and takes a personal interest in their lives, and personal financial needs.
To me, he was a real advocate from beginning to end when I had difficulty transferring funds from another annuity, making sure that they did not ignore my request.
I truly appreciate the protective guidance and concern he has shown for my family and me.

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